Insurance Watchdog
Tampa Bay’s Worst Hail Events: What They Damaged and What Insurance Actually Covered
Published August 22, 2026. Insurance coverage details reflect Florida law and carrier practices as of the publication date. Policies, statutes, and carrier guidelines change — consult your agent or a licensed public adjuster for advice specific to your situation. Most Tampa Bay homeowners don’t think about hail. We think about wind. We think about rain.…
Read MoreThe Roof Age Problem: Why Tampa Bay Homeowners Are Getting Non-Renewed at 15 Years
Published August 19, 2026 · Disclaimer: Insurance carrier policies, Florida statutes, and market conditions change frequently. The information below reflects current law and market conditions as of the publication date. Consult a licensed insurance agent for advice specific to your situation. If you’ve owned a home in Hillsborough, Pasco or Pinellas County for more than…
Read MoreWhat Happens to Your Roof Warranty When You File an Insurance Claim in Tampa Bay
Most Tampa Bay homeowners think of their roof warranty as a safety net — something that protects them if anything goes wrong. But the moment you file an insurance claim for storm damage, that safety net gets complicated. Depending on who does the repair, what materials they use, and whether the right paperwork gets filed,…
Read MoreAfter the Storm: A Step-by-Step Claims Guide for Tampa Bay Homeowners
Published July 1, 2026 · Brandon Roofing · (813) 321-2340 A storm rips through your neighborhood, and by morning you can see shingles in the yard. Now what? For homeowners in Brandon, Riverview, Valrico, and across Hillsborough County, the next 72 hours are the most important window in the entire insurance claims process. What you…
Read MoreWhen You Disagree on Roof Damage
You get a call from your contractor: $18,000 to fix the storm damage on your roof. Then the insurance adjuster shows up, walks the property for 20 minutes, and writes an estimate for $6,200. Suddenly you’re stuck between two professionals giving you wildly different numbers — and your home is the one still leaking. This…
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